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Relocating to Arizona? How I Helped Oregon Buyers Purchase in Gilbert Before Selling Their Home

Moving to Arizona from out of state is a lot. New job, new city, new everything, and usually a house back home that still needs to sell. This summer I worked with a couple relocating from Oregon for a tech job in the Chandler area. They came in thinking they'd have to sell their Oregon house before they could buy here. They didn't. Here's exactly how it played out, what we did at each step, and what I'd tell anyone relocating to the Valley.

Aerial view of Gilbert Arizona for buyers relocating to Arizona
The Situation

Buying in Arizona While Still Owning a Home in Oregon

My clients were moving to the East Valley for work in the Chandler tech corridor. They still owned their home in Oregon, which they planned to sell with a local agent there. They didn't know the Valley well, they didn't know which cities made sense for their commute, and they assumed their Arizona purchase would have to wait on their Oregon sale.

What Made It Tricky

  • They thought they needed a sale contingency. That's when your purchase depends on selling your current home first. It's sometimes necessary, but it makes your offer weaker, because sellers don't love waiting on a house in another state to close.
  • They were new to the area. Phoenix is huge. Picking the wrong side of town can turn a 20 minute commute into an hour.
  • Two moving timelines. Trying to line up a sale in Oregon and a purchase in Arizona on the same day is one of the most stressful things you can do in real estate.

How We Solved It

1. We talked to a lender before we talked about houses

This was the big one. We got them in front of a lender early, and once the lender reviewed their income and debt-to-income ratio, it turned out they qualified to buy in Arizona while still carrying their Oregon home. No sale contingency needed.

That one conversation changed everything. They could buy here and sell there on two completely separate timelines, which took a huge amount of stress off the table and made their offer much stronger when we found the right house.

2. We narrowed the map by commute, not just by house

Before touring anything, we mapped out the things that drove their day to day: the drive to work and the drive to their son's school. I gave them school district boundaries and commute times so they could research schools on their own terms and weigh what mattered to them. That made it clear pretty quickly that Gilbert was the right fit for their commute and lifestyle.

Gilbert also happens to be my home turf. I've lived here for nearly 30 years, so I could tell them how different parts of town feel at rush hour, which roads back up, and what's being built nearby.

3. We separated the wants from the needs

They put together a list of must-haves versus nice-to-haves. Sounds simple, but it's the most underrated tool in a home search. It kept us from wasting time on houses that looked great online but missed a true need, and it made decisions faster when the right one came along.

4. We took our time instead of rushing

They made one or two trips down from Oregon to get a feel for things. Then in July they moved here full time and rented for about three months while we kept looking. Renting first gave them the chance to actually live in the area, drive the commute, and shop without feeling rushed. Over roughly three to four months of searching, we found the one.

5. We negotiated under asking

Because they weren't tied to a sale contingency, we could make a clean, confident offer below the asking price. The sellers countered, we countered back, and we landed the house for less than the list price.

6. We used the inspection to protect them

The inspection turned up a handful of things: a broken back door slider, broken front window sliders, paint, HVAC ducts that needed cleaning, and most importantly, a roof that needed repairs and would eventually need to be replaced. In Arizona, the buyer lists the items they want addressed during the inspection period and the seller responds. Rather than have the sellers make repairs, we negotiated a meaningful credit at closing, which put my clients in control of who did the work and how it got done.

7. We lined up the pros before move-in day

Here's where being local really matters. When you move to a new state, you don't have a guy for anything. No roofer, no painter, no handyman. I've built a network of contractors and service pros over the years, so I connected them with a roofer, painters, a handyman, a duct cleaning company, and general contractors to get quotes and schedule work.

The house was already plumbed for gas, so swapping the electric cooktop for the gas range they wanted was easy. They coordinated delivery and install with a big box store for the day after closing. Most of the fix-it list was handled before they moved a single box in.

The Result

Bought Under Asking, Closed on Their Timeline, Zero Double Move Stress

  • Bought their Gilbert home without a sale contingency
  • Sold their Oregon home on its own separate timeline
  • Purchased below the original asking price
  • Received a seller credit to cover roof and repair concerns
  • Closed on the date they wanted
  • Had trusted contractors scheduled before move-in

Relocating to Arizona? Here's What I'd Tell You

  • Talk to a lender first, even before you look at houses. You may not need to sell first. Finding that out early can change your whole strategy.
  • Pick your area by your daily drives. Work, school, the gym, the airport. Then pick the house.
  • Consider renting first. A few months in a rental lets you learn the Valley before you commit. Summer is hot, but it's also the best stress test there is.
  • Make a wants versus needs list. And be honest about which column things go in.
  • Take the inspection seriously, especially the roof. Arizona sun is hard on roofs. A credit can go a long way.
  • Work with someone who has a local network. Your agent should be able to hand you a list of people they actually trust.

Moving to Arizona?

Tell me where you're coming from, where you'll be working, and your timeline. I'll help you figure out where to live and how to buy without the double move headache.

Let's Plan Your Move

Still deciding? Read why so many people are moving to Gilbert, browse Gilbert neighborhoods, or see the full homebuying process in Arizona.

Client details have been kept anonymous and certain specifics changed or omitted to protect their privacy. Every transaction is different, and whether you need a sale contingency depends on your own finances and lender approval.

Questions About Relocating to Arizona

Do I need to sell my out-of-state home before buying in Arizona?

Not always. If your income and debt-to-income ratio allow you to qualify while carrying your current mortgage, you may be able to buy in Arizona without a sale contingency. Talk to a lender before you start shopping so you know your options.

Should I rent first when relocating to Arizona?

Renting for a few months can be a smart move if your timeline allows it. It lets you learn the area, test your commute, and shop for a home without feeling rushed.

How do inspection repairs work when buying a home in Arizona?

During the inspection period, the buyer can request repairs or other remedies from the seller, and the seller responds. Instead of repairs, buyers can sometimes negotiate a credit at closing, which lets them choose their own contractors.

Can you recommend contractors if I'm new to Arizona?

Yes. I keep a network of roofers, painters, handymen, HVAC and duct cleaning companies, and general contractors I've worked with, and I share those connections with clients who are new to the Valley. Reach out here.

Jake Kelso Gilbert AZ Realtor
Jake Kelso | REALTOR

I'm a Gilbert realtor and real estate investor with The Max Team at Realty ONE Group. I've lived in Gilbert for nearly 30 years and help buyers relocating to Arizona find the right area and the right home. Arizona DRE #SA702832000.

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